1st Mariner Insurance Services Website Privacy Statement

At 1st Mariner Insurance Services, our commitment to protecting your privacy extends to our website. This Website Privacy Statement supplements the comprehensive privacy statement that we provide to all of our customers and sets forth the additional procedures that we employ to protect your privacy online. This Statement is intended to help answer any questions that you might have concerning your privacy in connection with this website, and it describes the technological procedures that we have in place to safeguard any personally identifiable information that we collect about you online.

What is 1st Mariner’s policy regarding the collection of information from those who visit this website?

Browsing

If you are just browsing this website site we do not collect, capture, or retain any personally identifiable information about you. We do, however, collect certain data that does not personally identify you. We use such data to track website usage, such as the number of hits, pages visited, and the length of user sessions, so that we can evaluate the usefulness of this website.

Online Applications for Insurance Quotes

We collect personally identifiable information about you if you fill out an application that we have made available online for an insurance quote or to obtain insurance, just as we would if you sent us your application through the mail or we accepted via the telephone. We will use this information to prepare an insurance quotation for you or to process your request for insurance. We will provide this information to the administrator of this website, Maury, Donnelly, Parr, one of the nation’s oldest insurance firms. We might also share this information with such third parties as a credit reporting agency (if we are evaluating an application for insurance), or as otherwise permitted by you or by law. Please see our comprehensive privacy statement for further details--if you would like us to send you a copy, please call us at the telephone number set forth below.

If 1st Mariner Bank collects personally identifiable customer information, does it do so on secure Web pages?

Yes. 1st Mariner collects personally identifiable information about you only on secure Web pages. There are two ways to determine whether or not the Web page you are visiting is secure:

1. Look at the address of the Web page being viewed. An “s” at the end of http indicates that you have accessed a secure server using SSL technology (defined below). Thus, any Web page beginning with https:// is secure.
2. If you are using Microsoft Internet Explorer 3.0, Netscape Navigator 4.0 or a higher version of either of these browsers, look at the lower right hand corner of the browser’s window. A picture of a lock or key, depending on the browser, should be visible. If the lock is closed or the key is solid, you are visiting a secure Web page. If the lock is open or the key is broken, however, the site you are visiting is not secure.

DO NOT INPUT PERSONALLY IDENTIFIABLE INFORMATION ON A WEB PAGE THAT IS NOT IDENTIFIED AS BEING SECURE.

What is SSL?

SSL is the abbreviation for an encryption technology called Secure Sockets Layer. SSL provides secure communications over the internet by verifying that the server to which you are connected is the one it claims to be. It also encrypts all transactions between the parties.

What is encryption?

Encryption is the way in which information is scrambled when it is sent over the Internet. Your data is made indecipherable to any other party when encryption is used. The strongest form of encryption available over the Internet today is 128-bit. We recommend using 128-bit encryption for security.

What are cookies?

Cookies are pieces of data assigned by a web server to the browser on your PC. Cookies help Web sites recognize return visitors. So, when you return to a website you’ve visited before, your browser gives this data back to the server. The site that has sent the cookie is the only one that can read the cookie. Contrary to reports about cookies and online privacy, cookies do not contain viruses and most cannot reveal any personal information about you unless you willingly provide it as a user on a site.

Does this website use cookies?

Yes, although you can set your browser to reject cookies. If you do reject cookies, however, you may not be able to access or use all parts of this website. An alternative to rejecting all cookies is to reject cookies when you are browsing, but accept cookies when you want to use any of the special features of the website.

How do I reduce the chance that my information could be accessed by another person after I use a public computer?

If you access information via a public computer, such as at a public library, it is important that you properly log off each interactive feature on the website that you have visited, such as an online insurance quote application. This will help ensure the security and privacy of your visit.

About Children’s Privacy

1st Mariner Insurance Service’s website is not designed to attract children under the age of 13 and we do not knowingly capture personal information about children.

Advisory and disclaimer on links to other websites

You may be able to link to other websites from this one. Be advised, however, that we do not control how the owners of other websites use information that you might provide to them, and we are not responsible for the privacy and security of these sites. We urge you to review the privacy policy of each website you visit before you provide them with any personal information. Any links from 1st Mariner Insurance Service’s website to other websites are intended to benefit you by providing quick access to products and services of others that may be of interest to you. These third-party websites are unrelated to 1st Mariner Insurance Services and their owners/operators are solely responsible for such sites and for the quality of the products and services that they may offer through their websites. Consequently, 1st Mariner disclaims all liability for any third-party providers and for the fitness of their products and services.

YOUR USE OF ANY LINK FROM THIS WEBSITE TO A THIRD-PARTY WEBSITE EVIDENCES YOUR AGREEMENT THAT YOU WILL NOT HOLD 1ST MARINER INSURANCE SERVICES LIABLE FOR ANY CLAIM ARISING OUT OF YOUR USE OF, OR ANY PRODUCTS OR SERVICES THAT YOU OBTAIN VIA, THE LINKED THIRD-PARTY WEBSITE.

E-mail.

We invite visitors to our site to use e-mail to inquire or comment about our products and services. THE INFORMATION INCLUDED IN YOUR E-MAIL AND OUR RESPONSE IS NOT SECURE. DO NOT SEND SENSITIVE PERSONAL INFORMATION, SUCH AS YOUR SOCIAL SECURITY NUMBER, TO US VIA E-MAIL. Additionally, we may retain copies of these e-mail messages, our response, and your e-mail address for a limited time for quality control purposes or to meet legal and regulatory requirements.

Restricted Access to Information/Contact Us.

We are committed to protecting your privacy and the security of the information that you share with us. We restrict access to personally identifiable information about you to those employees and service providers who need to know that information to provide you with the products or services that you have requested (or to other third parties as described above). If you have any questions or concerns about your privacy in connection with this website, or if you would like us to send you our most current comprehensive Privacy Statement setting forth our policies concerning the sharing of customer information with affiliates and nonaffilates, please call us at 1-888-561-BANK.